An international financial banking services company is looking for a Senior Credit Officer. The selected candidate will manage credit applications, oversee portfolio risk quality, and lead the local credit team to ensure compliance and effective decision-making.
Responsibilities:
- Improve risk results and portfolio quality within delegated lending authority
- Participate in client visits to gather customer and industry information
- Analyse borrower financials, business trends, cash flow, and transaction risks
- Ensure consistent and compliant credit ratings, including necessary overruling
- Identify potential risks early and report downgraded exposures to the IC unit when needed
- Balance risk and earnings while meeting portfolio targets and reporting requirements
- Promote know-how transfer, expertise, and team development
- Manage the Tokyo credit team for assessment, decision-making, and cooperation with relationship managers
- Handle department head tasks for the branch and coordinate with internal and external stakeholders
- Communicate with local regulators on regular and ad hoc requirements
Requirements:
- Professional level Japanese and English
■ 語学力
英語のレベル: ビジネス会話
日本語のレベル: ビジネス会話
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