Job Purpose
Responsible for achieving the budget in assigned area by conducting underwriting Commercial Property risks for Corporate Segment within given authority or referring to superiors and/or designated underwriters, promoting core products and securing profitability.

コーポレートセグメント(大企業・中小企業セグメント)分野の企業財物保険の引受業務を、与えられた権限内もしくは上席者や指定されたアンダーライターへ照会しながら行い、基幹商品の推進と収益の確保を通じて、担当領域の予算達成に責任を持つ

Job Responsibilities
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• Responsible for achieving the budget and securing the profitability in assigned area by conducting underwriting in the responsible area for property line for which he or she has underwriting authority or, for those cases which he or she does not have the authority, refer to superiors or designated underwriters for handling while securing profitability.
• 企業財物保険種目のうち引受権限を有するものについて、担当分野における保険引受業務を行い、引受権限を有しない事案については、上席者や指定されたアンダーライターに照会して対応し、担当業務の予算達成および収益性確保に責任を持つ
• Support the Corporate Section Manager for team management. Support, guide and train subordinate underwriters belong to the team.
• コーポレート財物保険課長のチーム運営を補佐するとともに、チームに所属する下位職のアンダーライターの支援・指導・育成を行う
• Analyze risks using UW tools and working with risk engineers, modelers, actuaries and other underwriters and provide quotations for our customers.
• UWツールを活用し、またリスクエンジニア、モデラー、アクチュアリー、他のアンダーライターと協力しながら、リスクの分析を行うとともに顧客向けの見積もりを提示する
• Develop and implement strategies to maximize penetration, growth and profitability of Commercial Property in the responsible area.
• 企業財物保険の浸透、成長と収益性の向上に向けて担当分野における施策を立案・遂行する
• Communicate and negotiate directly with brokers, agencies and clients when necessary, working closely with distribution.
• 営業部門と協力しながら必要に応じてブローカー・代理店・顧客と直接コミュニケーションを図り交渉を行う
• Work closely with Corporate Segment to align segment strategies.
• コーポレートセグメントと協力してセグメント戦略を進める
• Collaborate with Distribution, Marketing, Multinational, Claims & Operations, Technology, Training and Sales Management in supporting and/or promoting Commercial Property insurance strategies.
• 企業財物保険の戦略を遂行・支援するために、営業・マーケティング・損害査定・事務・IT・研修・営業企画部門と協働する
• Work closely with Claims and Actuary to analyze and predict claim trends and provide input on policy coverage and interpretation.
• 損害部門・数理部門と協力して、クレーム傾向の分析・予測ならびに約款とその解釈についての見解提供を行う
• Support to improve operational efficiency of the property UW by working with Operations, Systems and Claims and maximizing existing resources and shared services.
• 業務の効率化のために事務・システム・損害部門と協力する
• Engage and cooperate with Risk Engineering function.
• リスクエンジニアリング部門の活用・連携
• Conduct promotional activities for property in the responsible area (disseminate best practice, hot-selling tips, underwriting related information, etc., including preparation of material creation). Collect information on market, competitors, etc. for it.
• 担当分野において企業財物保険ラインの情宣活動を行い(成約事例紹介・売れ筋情報や業務関連情報等の提供。資料作成含む)、そのためにマーケット情報・他社動向を含めた情報収集を行う

Key Relationships
Internal Interactions
(Within the Organization)

• Commercial Property in both Corporate/SME and H.O./International

企業財物全般(コーポレートとSME、本社とインターナショナル)

• Corporate segment members

コーポレートセグメントのメンバー

• Claims, Actuary, Operations, Multinational, Data & Analytics Department, Risk Engineering, Reinsurance, Enterprise Risk Management

損害査定・事務・マルチナショナル・データ分析・リスクエンジニアリング・再保険・ERMの各部門

External Interactions
(Outside the Organization)

• Independent Agents, Case Agents, Brokers

専業代理店・機関代理店・ブローカー

• Clients

顧客

Required Skills & Experiences
Educational Qualification

• Bachelor/graduate or same level of educational qualification

学士号または同等の学位

Specific Qualifications

• Business level English

ビジネスレベルの英語

• Analytical and quantitative skills

分析・数理のスキル

• Communication skill/presentation skill/logical accountability

コミュニケーションスキル、プレゼンテーションスキル、論理的説明能力

• Ability to work with the team in a collaborative and sustainable way

チームメンバーと前向きに協力できること

• Knowledge of market segmentation, portfolio management, acquisition and distribution

マーケットの現状・ポートフォリオ管理・契約獲得の手法・営業活動についての知識

• Voluntary, positive and market/client centric orientation

自発的・積極的でマーケット・顧客志向があること

Total Experience

• 5+ years working experience in Non-life insurance industry

5年以上の損害保険業界での経験

• 3+ years working experience in insurance underwriting, preferably in commercial property

3年以上の損保商品部門での経験(企業財物での経験が望ましい)

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy Benefits That Take Care Of What Matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

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Functional Area
UW - Underwriting

AIG General Insurance Company, Ltd.