Job Title: Credit Risk Analyst, Real Estate Sector

About the Role:

Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world, seeks a highly skilled Credit Risk Analyst to join our team. As a key member of our International Corporate Division, you will be responsible for analyzing and making recommendations on counterparty transaction proposals submitted by the Business for existing or new clients.

This is an important hire within ICD A&O, requiring a high-calibre individual who can take on a high level of responsibility with minimal supervision and has the capability to progress within the organization.

Key Responsibilities:

• Evaluation of credit applications, internal ratings, and transaction proposals for new or existing corporate and/or financial institution clients in A&O, with a focus on real estate-related transactions.
• Providing solutions and adding value to the Business by engaging in client and transaction discussions, due diligence, giving clear guidance on policy and risk appetite, and influencing transaction structures and facility terms & conditions to mitigate risk.
• Engaging with the Business on early-stage potential transactions, forming a view on these transactions, and as appropriate, discussing and presenting these to ICD senior management. Attend deal screening committees and communicate credit views and challenges on proposals.
• Presenting transactions in a concise and clear manner to senior Business and ICD management, both locally and overseas, evidencing deep knowledge of the client, transaction, and risks & mitigants.
• Supporting, coaching, and mentoring ICD team colleagues, contributing to a strong and supportive team environment.
• Working collegiately with all stakeholders across divisions and jurisdictions, building a network of trusted relationships.

Requirements:

• At least 5 years of corporate credit experience within the banking/financial institution industry (Assistant Vice President).
• Experience in the analysis and documentation of traditional lending, trade finance, structured transactions, and traded products, including derivatives and securities financing transactions.
• Experience in risk analysis and formulating recommendations on credit proposals across a broad range of client types, including corporates and Real Estate Funds, across a number of jurisdictions in Asia or Oceania.
• Good understanding of different sector risk dynamics, drivers, and fundamentals, with an ability to apply this in the analysis of counterparty success factors and business and financial risks.
• Strong track record of working closely with Business partners, building trust and adding value by providing clear and early advice on risk appetite, due diligence requirements, and structuring, and finding solutions to risk issues.

Salary: $120,000 - $180,000 per year

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